« Back to Results

(Mis)applications of Crypto in the Real World

Paper Session

Sunday, Jan. 3, 2027 8:00 AM - 10:00 AM (EST)

Marriott Marquis Washington DC
Hosted By: American Economic Association
  • Chair: Maryam Farboodi, Massachusetts Institute of Technology

Smart Contracting in Network Markets

Darrell Duffie
,
Stanford University
Chaojun Wang
,
University of Pennsylvania

Abstract

With complete-information bilateral bargaining in network settings, holdup is eliminated when contracts across the network are agreed atomically (all or none) via a smart contract. Applications include over-the-counter trading, syndicated lending, multi-tranche securitizations, third-party financed purchases, and bookbuilding. Under a novel extensive-form bargaining protocol, any firm can give a "greenlight" to the terms of a contract proposed to that firm, which automatically converts those terms into a binding contract if the terms proposed to all other firms also receive greenlights. In any Perfect Bayesian Equilibrium with Markov strategies, firms immediately agree on socially efficient contracts that equalize expected gains across firms.

Strategic Forking in Blockchains

Pablo Azar
,
Federal Reserve Bank of New York
Maryam Farboodi
,
Massachusetts Institute of Technology

Abstract

A central design goal of settlement systems is that security should not degrade when transaction values are high. We show that Proof-of-Work blockchains fail this test: higher transaction fees—the reward for a successful attack—cause miners to deviate from honest behavior and fork the chain, undermining settlement finality when it is most needed. We exploit a unique feature of Ethereum’s Proof-of-Work era that records, for each fork, the precise timestamps of both the winning block and its displaced competitor. Under honest, frictionless mining, the earlier block should always win; instead, we observe cases where a block timestamped later displaces one timestamped earlier. Instrumenting fees with major hacks and network crises, we find that a one-standard-deviation increase in log fees raises the probability of such reversals by 12.1 percentage points on a base rate of 14.3 percent. Fee increases have no effect on the probability of the earlier block winning, and survives controls for network congestion and latency. The evidence suggests that Proof-of-Work violates a foundational property of settlement systems: enforcement that scales with the value at stake.

Correlated Signals and Certification Value: Evidence from Crypto Listings

Te Bao
,
Nanyang Technological University
Will Cong
,
Nanyang Technological University
Mengzhong Ma
,
Nanyang Technological University

Abstract

When multiple certifiers of different quality screen the same underlying asset, their assessments reveal correlated information. We study how markets process these overlapping certification signals using cryptocurrency exchange listings, a setting where tokens frequently list on multiple exchanges spanning the full quality spectrum — both sequentially over time and simultaneously within the same window. We find that listings on top-tier exchanges generate average cumulative abnormal returns of 7.2%, compared with 0.1% for bottom-tier exchanges. To disentangle the overlapping information, we develop two complementary approaches. First, using a Heckman two-stage framework for sequential listings, we show that prior certifications attenuate subsequent listing premia through two channels: reduced surprise (the market expected the listing given observables) and informational substitution (the private information overlaps with what prior listings already revealed). Notably, substitution is asymmetric — prior mid-tier listings substitute for top-tier ones, but prior bottom-tier listings do not, consistent with large information distance between quality tiers. Second, extending the conditional event-study framework of Nayak and Prabhala (2001) to a multivariate setting, we decompose simultaneous listing premia into an exchange-specific component (informational complement) and an implied-uplisting component (informational substitute). Between 42.9% and 94.4% of the market reaction to sub-top-tier listings reflects the implied uplisting signal rather than exchange-specific information. We validate these results using the June 2023 Binance SEC lawsuit as a natural experiment and confirm that current listings predict future uplistings, with post-listing drift highest when implied signals are confirmed. Our findings imply that prior estimates of cross-listing premia in traditional equity markets may substantially overstate the exchange-specific effect by ignoring overlapping certification signals.

Are Crypto Anti-Money Laundering Policies Effective?

John Griffin
,
University of Texas-Austin
Kevin Mei
,
University of Texas-Austin
Zirui Wang
,
University of Texas-Austin

Abstract

We evaluate four major types of crypto enforcement actions. First, OFAC sanctions against the Tornado Cash mixer resulted in a 60% decline in volume, increased obfuscation costs by 33 bps, doubled detection probability, and shifted usage toward more traceable swaps and bridges. Second, other OFAC sanctions against individuals, while rare, left over 100,000 BTC and 155,000 ETH stuck on-chain. Third, $1.34 billion in Tether is frozen, pushing criminals to costlier DeFi services. Fourth, overseas exchange acceptance of sanctioned funds declines only after U.S. DOJ settlements. Overall, anti-money laundering policies appear effective, though our findings suggest areas for substantial policy improvement.

Discussant(s)
N.R. Prabhala
,
Johns Hopkins University
William Mann
,
Emory University
Michael Sockin
,
University of Texas-Austin
JEL Classifications
  • G1 - General Financial Markets